In the 2014 Stampin Up! Occasions Catalog, there is a punch called Scalloped Tag Topper Punch.  I have used it in a number of cards this month.  It makes great tags to use for gifts or to put on a card.  It also pairs well with the Chalk Talk Framelits.  If you punch out both sides of the paper you can layer them together.  As you can see, I did this with Brushed Gold Cardstock.  I really like the Brushed Gold Cardstock because it is a nice soft gold.  It is more antique looking than a bright gold.  The background was embossed using an embossing folder called Scallops Textured Impressions.  This is also in the Occasions Catalog.